Free Credit Monitoring and Identity Theft Protection Services
- Up to 10 years of free credit monitoring OR $125 if you decide not to
- enroll because you already have credit monitoring. The free credit monitoring includes:
- At least four years of free monitoring of your credit report at all three credit
bureaus (Equifax, Experian, and TransUnion) and $1,000,000 of identity
- Up to six more years of free monitoring of your Equifax credit report.
- If you were a minor in May 2017, you are eligible for a total of 18 years
of free credit monitoring.
Cash Payments (capped at $20,000 per person)
- For expenses you paid as a result of the breach, like:
- Losses from unauthorized charges to your accounts
- The cost of freezing or unfreezing your credit report
- The cost of credit monitoring
- Fees you paid to professionals like an accountant or attorney
- Other expenses like notary fees, document shipping fees and postage,
mileage, and phone charges
- For the time you spent dealing with the breach. You can be compensated
$25 per hour up to 20 hours.
- If you submit a claim for 10 hours or less, you must describe the actions
you took and the time you spent doing those things.
- If you claim more than 10 hours, you must describe the actions you took
AND provide documents that show identity theft, fraud, or other misuse of
- For the cost of Equifax credit monitoring and related services you had
between September 7, 2016, and September 7, 2017, capped at 25 p
ercent of the total amount you paid.
Even if you do not file a claim, you can get:
Free Credit Reports for All U.S. Consumers
- Starting in 2020, all U.S. consumers can get 6 free credit reports per
year for 7 years from the Equifax website. That’s in addition to the one
free Equifax report (plus your Experian and TransUnion reports) you
can get at AnnualCreditReport.com. Sign up for email updates to get a
reminder in early 2020.
More information can be found here:
Make sure to check on your credit profile and stay protected!