Conventional Loans

Most lenders would consider a conventional mortgage as a loan that conforms to the guidelines set forth by Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs).

Jumbo Loans

A jumbo mortgage is a mortgage with a loan amount above conventional conforming loan limits. 

Home Equity Loans

A home equity loan (sometimes abbreviated HELOC) is a type of loan in which the borrower uses the equity in their home as collateral. 

FHA Loans

The FHA’s goals are to improve housing standards and conditions, provide an adequate home financing system through insurance of mortgage loans and to stabilize the mortgage market. 

Reverse Mortgages

A lifetime loan available to seniors 62 and older, and is used to release the home equity in the property as one lump sum or multiple payments. The homeowner’s obligation to repay the loan is deferred until the owner sells or passes.

Reovation Loans

The financing for this loan will include the purchase price, as well as the improvements you are either required to do to be able to live in the home, or that you want to do, such as upgrade the kitchen. 

VA Loans

The basic intention of the VA direct home loan program is to supply home financing to eligible veterans and military personnel.