Refinancing
Let's Check if a Refinance Makes Sense for You
Whether you are looking to lower your interest rate, payment, shorten the number of years on your loan, or take cash out to pay off debt – I can help with all of it.
It’s your money… Don’t let it sneak away without discussing your home loan needs with me…
My Mission
I understand that I am helping you with one of the biggest assets you may own. I take full responsibility to help you manage this debt, which is why it is my role is to provide the lowest mortgage rates with access to more home financing options to ensure we find the right home loan that fits your short and long term needs. We will discuss your breakeven point to see how long it will take before you recover the closing costs and begin to saving money.
The lowest mortgage rates with no application fee
Access to more home financing options than the big banks
Work around your schedule, not bankers hours
Custom total cost mortgage analysis to ensure a refinance makes financial sense
Available Refinance Options
No out of pocket closing costs
Lower Rate
Lower Payment
Shorten number of years left on current loan
Pull cash out to pay off other debt
Pull cash out for a pool or other home improvement options
And many more…
If you’re planning to move within a few years, refinancing may not make sense and may not save you enough to justify the costs. Let’s run a total cost analysis to see if refinancing makes sense!
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CMG Mortgage, Inc. dba CMG Home Loans dba CMG Financial, NMLS ID# 1820 (www.nmlsconsumeraccess.org). Equal Housing Opportunity. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Mortgage Servicer License No. MS068. Hawaii Mortgage Loan Originator Company License No. HI-1820. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states, the District of Columbia, Guam, Puerto Rico, and the Virgin Islands (www.cmgfi.com/corporate/licensing). Registered Mortgage Loan Originator.